What a will for property in Delhi can and cannot pass
A will passes only what you own at death.
Self-acquired property versus HUF and ancestral property
A floor bought with your own income is self-acquired and can go to anyone. In Mitakshara joint family property, Section 30 of the Hindu Succession Act lets a coparcener bequeath only their own undivided interest, as the Supreme Court confirmed in Radhamma v. Muddukrishna (2019). A karta cannot will away the whole HUF floor: partition first — see our partition deed and family settlement guide — or will only your share.
Jointly owned floors
Most floors bought by couples are held jointly. Each co-owner can leave only their own share — as stated in the sale deed, otherwise presumed equal. A deceased co-owner’s share does not automatically pass to the survivor: it goes by will or, without one, to all legal heirs. Both spouses should make mirror wills.
Muslim owners: the one-third rule
Under Muslim personal law a person may bequeath no more than one-third of the estate (after funeral expenses and debts) by will; bequests beyond that, or to an heir, need the other heirs’ consent. The rule is under challenge in the Supreme Court, which issued notice on 18 August 2025; until it rules, plan on the one-third limit.
Nomination is not a will
Nominees on bank accounts, insurance, shares and society flats receive the asset; they do not own it against the heirs. The Supreme Court held in Sarbati Devi v. Usha Devi (AIR 1984 SC 346) that an insurance nominee only collects the money for the heirs, and in Shakti Yezdani v. Jayanand Salgaonkar (14 December 2023) that a shareholder’s nominee gets no absolute title because nomination does not override succession law. If you want the nominee to own it, say so in the will.